The banks are royally taking the .... And have been for years. There's not a lot we can do about it but one thing we can do is reclaim any PPI premiums we have paid out unnecessarily.
Now a lot of people (well actually not many) feel that they won't claim because they don't need the money. Fair enough, you have your principles but you might need it one day. You've been conned out of it, so it's actually yours. The banks won't be in a worse situation for paying out your claim. They'll still afford their massive bonuses. So...Just Get On With It!!
All the documentation you need and a guide of how to claim can be downloaded from the Money Saving Expert website.
You could get a company to do it for you but they take a cut of typically 25% for basically filling in forms with information you've provided.
So, don't be like me and my mate, texting each other
Her: "have you got your PPI money?"
Me: "no. Not applied yet!"
Her: "get on with it!!!"
Me: "have you got yours?"
Her: "no. Not got round to it!!"
Just Get On With It!!